Roth IRA Conversions in the Summer? Why Now May Be the Sweet Spot

Daniel Razvi, Senior Partner and Tax Attorney with Higher Ground Financial Group, discusses how converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Read the Full Article in Kiplinger

Daniel Razvi was recently featured in Kiplinger discussing why summer may be the “sweet spot” for Roth IRA conversions. The article explains how timing conversions midyear can help spread out tax liabilities, take advantage of lower market valuations, and better position investors for year-end planning. Daniel highlighted the importance of evaluating both short-term tax implications and long-term retirement benefits, noting that careful timing can significantly impact outcomes.

This feature also reflects the broader mission of the firm, led by Daniel and Imran Razvi, which emphasizes proactive, strategic financial planning designed to help clients build long-term confidence. They equip individuals and families with the tools to navigate complex financial decisions—such as whether and when to convert to a Roth IRA—with clarity and foresight.

About Higher Ground Financial Group

Higher Ground Financial Group is a family-owned business that exists to help clients nationwide achieve their financial goals. Like family, Daniel and Imran Razvi rely on each other’s strengths, and, in turn, rely on each other’s collective talents to support you. Whatever your financial concern or challenge - when your family calls, our family and experienced associates will answer!

Learn more about how Daniel Razvi and Imran Razvi proudly serve families nationwide.