Imran Razvi of Higher Ground Financial Group: Background and Credentials

Imran “Raz” Razvi is the Founder of Higher Ground Financial Group, where he has guided individuals and families through the complexities of retirement planning for more than 30 years. His career began in the insurance industry, where he specialized in helping clients secure their futures through health, life, and long-term care coverage. As his expertise grew, Raz expanded into comprehensive retirement and income planning, eventually founding his own firm to provide a more personal, values-based approach.

 

At Higher Ground Financial Group (HGFG), Imran Razvi’s mission has remained consistent: to deliver tailored retirement strategies rooted in integrity and faith. Under his leadership, the firm has grown into a trusted national organization known for helping clients minimize risk, fees, and taxes—the three biggest “retirement killers.”

 

Raz’s entrepreneurial vision also led to a close partnership with his son, Daniel Razvi, founder of Higher Ground Legal, a national law firm specializing in estate planning and tax advice. Together, they bridge the gap between financial and legal expertise, creating cohesive, tax-efficient strategies that help clients retain more of their wealth over time.Throughout his career, Imran Razvi has remained steadfast in his belief that financial guidance should align with life values. His leadership is defined by personal accountability, lifelong learning, and a deep sense of service to others.

 

Imran Razvi’s Philosophy & Approach

Imran Razvi’s financial philosophy centers on understanding clients as whole people, not just portfolios. His holistic approach integrates personal goals, family priorities, and financial realities to create individualized strategies for lasting stability.

 

This “whole-person” model is what sets Raz apart. Rather than focusing solely on returns, he helps clients align their wealth with purpose, ensuring every decision supports their broader life mission. His process involves close collaboration, clear communication, and an unwavering commitment to long-term success.

 

“My vision was to serve God while helping others. I wanted the flexibility to make decisions that would positively impact my clients, and to bring a personal touch that I couldn’t fully achieve while working for someone else.” — Imran Razvi, Leaders Magazine

 

Through this philosophy, Raz and his team have earned the trust of professionals, business owners, and retirees nationwide seeking thoughtful, faith-driven financial guidance.

 

Media Features & Recognition

 

Imran Razvi’s thought leadership has been featured across multiple media platforms for his insights into retirement planning, tax efficiency, and holistic wealth management.

 

Recent insights include:

 

• Leaders Magazine (October 2025) – “Taking the High Road”, a feature interview discussing his founding of Higher Ground Financial Group, leadership principles, and the firm’s mission to integrate faith and family into financial success.

• Spotlight Digital Network (March 2025) – “Coming up on CNBC the Founders of Higher Ground Financial Group, Tax Attorney Daniel Razvi & Imran Razvi,” The Spotlight series hosted by financial industry legend Tom Hegna features an interview with father-and-son partners Imran "Raz" Razvi and Daniel Razvi.

• Optimize Your Retirement –Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi. This father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three.

 

Through these appearances, Imran Razvi continues to promote a message of education, integrity, and holistic success.

 

Professional Affiliations & Leadership

 

Imran Razvi’s leadership extends beyond his firm. He has served in numerous community and professional roles, mentoring emerging professionals and speaking at industry events focused on retirement income design and tax-efficient planning.

 

Credentials & Affiliations:

• Founder, Higher Ground Financial Group

• Founder, Conquered by Love

 

Raz’s professional development is grounded in continuous education and a commitment to ethical leadership. His expertise spans retirement distribution planning, tax efficiency, and estate coordination, giving clients access to truly comprehensive strategies.

 

Community & Educational Outreach

 

Faith and family have always guided Imran Razvi’s work—and his community engagement reflects those same values. Alongside his wife, Tami Razvi, he co-founded the nonprofit ministry Conquered By Love, which provides support and training to families, particularly those involved in adoption.

 

Beyond his ministry, Raz frequently leads educational workshops and seminars designed to help retirees and pre-retirees understand tax-smart strategies and income planning. These sessions often include co-presentations with Daniel Razvi, reinforcing the synergy between financial and legal disciplines.

 

His outreach also includes mentorship for young professionals entering the financial industry, helping them approach their careers with integrity and purpose.

 

Credentials & Expertise

 

With over 30 years of experience in the financial services industry, Imran Razvi specializes in comprehensive, faith-aligned planning.

 

Core Areas of Expertise:

 

• Retirement income design

• Tax-efficient distribution planning

• Estate coordination and legacy strategies

• Risk and fee reduction

• Wealth preservation strategies

 

Imran Razvi’s blend of experience, compassion, and strategic insight has positioned him as a respected voice in retirement education and wealth preservation. His mission remains clear: to help clients achieve long-term financial security while staying true to their values.

 

Connect with Imran Razvi

 

For those interested in learning more about Imran Razvi and his holistic approach to retirement planning:

 

Schedule a Consultation

Visit Higher Ground Financial Group

Connect on LinkedIn

 

Whether you’re preparing for retirement, seeking clarity on tax strategies, or exploring ways to align your finances with your values, Imran Razvi and the team at Higher Ground Financial Group are here to help you take the high road to a confident financial future.